Secure Escrow & Payment Platform for, Businesses

Secure transactions for businesses, marketplaces, freelancers, and everyday commerce — with escrow infrastructure built for people and platforms.

Secure Escrow &
Payments

Protect funds until agreed transaction conditions are met, with support for milestones, split payments, conditional releases, and disputes.

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Multi-Currency
Wallet

Hold, receive, and withdraw funds in multiple currencies with a secure wallet built for businesses, teams, and global commerce.

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Commerce &
Transactions

Buy, sell, hire, invoice, and transact with confidence through secure payments and escrow-backed commerce.

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Escrow API &
Integrations

Integrate Pandascrow's escrow infrastructure into your platform with APIs for payments, milestones, fund releases, and transaction workflows.

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Escrow Infrastructure for Secure Digital Transactions

Hold money securely until a deal, service, or milestone is completed. Use Pandascrow directly or integrate escrow into your own platform with our API.

Up to 25x ROI

reported by Pandascrow users

5+ years experience

Building secure transaction infrastructure

1.5k Users

Businesses, freelancers, & professionals across Africa & beyond

6+ Sales per hour

Transactions powered through Pandascrow

Trusted by 1,500+ users and 40+ integration partners serving millions of customers.

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Get Your Escrow Workflow Running

From your first transaction to API integration, our team helps you set up escrow, payments, milestones, and releases around the way your business works.

Book a Session With Our Team

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You move commerce forward. We provide the escrow infrastructure, that keeps every transaction safe and secure.

Why Market Leaders Trust Pandascrow

Hear from the people using Pandascrow to secure payments, protect transactions, and get deals done.

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Pandascrow took the stress out of getting paid, no more chasing clients or awkward money talks. With funds in escrow, I can just focus on designing.

Virtual Assistance, Freelancer

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Secure Your Payments with Trusted Escrow

1.

#1 AI-powered escrow platform: Based on June 2025 publicly available data comparing the feature sets and user bases of platforms offering AI-driven escrow and milestone payment automation.

2.

Multi-party support: Available on Business and Enterprise plans. All parties must complete identity verification and agree to the applicable escrow terms before joining a transaction.

3.

Wallets & payouts: Wallet availability varies by region and is subject to applicable compliance requirements. Automated payouts require account verification and may be delayed by fraud and security checks.

4.

AI dispute resolution: Available for eligible transactions. Complex disputes may require human review or arbitration, where applicable.

5.

Payment gateway access: Pandascrow supports 30+ integrated payment providers, including Gateways, Bach, Paystack, 9PSB, Stripe, and other supported providers. Availability varies by region and is subject to each provider's terms and requirements.

6.

Currency conversion: Real-time currency conversion is provided through third-party services. Exchange rates may change and may include a spread or other applicable charges.

7.

In-app messaging: Available across all plans. Encrypted messaging features may be limited by plan. All messaging is subject to Pandascrow's communication policies.

8.

Personalized onboarding: Available to new or upgrading users on Standard and Business plans during the first 60 days. Currently available in English.

9.

30+ integrations: Integration availability and compatibility vary by region, plan, and third-party provider support.

10.

Uptime guarantee: Pandascrow targets 99.9% uptime for core transaction services. Availability may be affected by scheduled maintenance, third-party services, or circumstances beyond Pandascrow's reasonable control.

11.

Feature availability: Features vary by plan, region, and eligibility. See the plans and pricing page for current availability.