Modern Escrow System for Africa

Stay safe, transparent & secure with scrow. Protect yourself from fraud over anonymous transactions.

Building a business is hard. Getting paid shouldn't be.

4.2+ Rating



Approved since 2020


24 / 7 support
Why Pandascrow Image

Why choose Scrow?

Safe . Ease . Flexibility

You don’t joke with your money, right? Relax. We don’t either. Everything here is secure. And security doesn’t mean that it must be complex. We've made this very easy for everyone to use. On top of that, we can accommodate your business, no matter how big it grows.

  • pandascrow_is_secure

    Secure transactions with 99.9% guarantee

  • pandascrow_is_easy

    Easily make payments

  • pandascrow_is_free

    Almost free — with very little cost

A wide selection of ways to process transactions online


One-time Payment

A customized payment for that one client, with a unique pay URL


Milestone Payment

A Payment in fractions, with a clearly defined pay list bound by escrow.


Crowd Payment

A goal-driven payment option, with a unique pay URL, bound by escrow.


POS Payment

Pay with mobile, scan QR, efficient for POS services, not bound by escrow


Product Pay

An advanced payment from Scrow mini-store, for a unique payment URL per product


  • Sending Funds
  • Withdrawing Funds

Enter transaction amount

Amount ₦ 0
Escrow fee ₦ 0
Processing fee ₦ 0

Total transaction cost ₦ 0

This calculator estimates the total fees associated with your transaction.

Scrow fee is calculated from:

  • how long you keep the money in Scrow
  • the country you're transacting from
  • the amount involved

Enter withdrawal amount

Amount ₦ 0
Escrow fee ₦ 0

Total balance₦ 0

This calculator estimates the total fees associated with your withdrawal.

Scrow fee is calculated from:

  • the country you're transacting from
  • the amount involved

Customers' Testimonies

We stay true to our promise, making sure every transaction is free from fraud. Here's what our loyal customers think of Scrow.


Using Pandascrow, we’ve seen a significant increase in our transaction and we can onboard customers online much easier and faster.

Hakeem Olasupo


Scrow is the best. It was so simple to use and, access and my transaction were successful. Its definitely a 5 star for me, Scrow rocks!

Precious Anna


Scrow is user friendly and very accessible, I haven't experienced any hitch ups yet.

Muna Mercy Johnson


My experience with Circlepanda remains invaluable. Security, Speed, convenience, and affordability. What else can one wish for? Escrow remains ever laser-focused and able to recognize, navigate through the potential land mines that could arise from this ever-changing field and, I found its expertise in payments, business strategy, and compliance to be right on target.

Ernest Uzuondu


You will agree with me that trust is hard to find on the internet. That narrative changed with Pandascrow, clients now find it easy to make payment for their orders because of the trust Pandascrow has brought into the payment system. Thanks for all you do Pandascrow.

Ekii @ekiiclothing


I don't have to beg for trust, my clients when I mention to them I receive payment with Pandascrow, feel safe all ready to get started, this has increased our sales up to 45%

Gift Chris Wuche


You wanna know how we grew from 1 to 50%? Pandascrow is the secret. I love you guys.

Eseohe Asuelimen


In the Agricultural sector, trust is an important sector of growth between inter-trade between farmers and merchant/vendors/businesses. We strive to lead the pack in the industry. We couldn't have done it better without pandascrow.

Aquila Kalagbor


Gobble 'n' Gulp owes a lot to Pandascrow for existing just at the right time to help my business gain credibility, several times safe transaction has been recorded ever since I went from traditional payment acceptance to digital escrow payment acceptance.

Precious Ben


Our Partners

We work with strategic partners that are industry-leading companies who help us bring Pandascrow to market faster, expanding our reach and increasing our customer base.

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