Pandascrow Developer Policy

Welcome to Pandascrow's Developer Policy. This policy governs your use of our developer tools, APIs, SDKs, and any other resources provided to developers (“Developer Services”) to integrate with, build on, or extend the Pandascrow platform.

By accessing or using Pandascrow Developer Services, you agree to comply with this Developer Policy and any applicable laws and regulations. If you do not agree, please do not use our Developer Services.

1. Definitions

• Developer: Any individual, company, or organization that accesses or uses Pandascrow Developer Services to build applications, integrations, or other products.
• Developer Services: APIs, SDKs, webhooks, documentation, developer portals, and any other tools provided by Pandascrow for development purposes.
• Application: Software, integration, plugin, or service created by Developer that uses Pandascrow Developer Services.
• User Data: Any data about end users or customers accessed, processed, or stored through Developer's Application.
• Sensitive Data: Personal data such as payment information, authentication credentials, financial data, or any data classified as sensitive under applicable privacy laws.

2. Developer Responsibilities

2.1 Compliance

You agree to comply with all applicable laws, regulations, and industry standards when using Pandascrow Developer Services, including but not limited to data protection, privacy, anti-money laundering (AML), and financial regulations.

2.2 Security

You are responsible for implementing reasonable security measures to protect User Data accessed through your Application. This includes:

• Secure storage and transmission of sensitive data using encryption.
• Protecting API keys, secrets, and authentication credentials.
• Regularly updating your Application to patch vulnerabilities.

2.3 Data Privacy and User Consent

You must obtain all necessary consents from end users before collecting, processing, or sharing their data via your Application. Your Application must have a clear and accessible privacy policy explaining how User Data is used.

2.4 Usage Limits

Pandascrow may impose rate limits or usage quotas on Developer Services to ensure platform stability. Excessive or abusive use may result in throttling or suspension of access.

3. Acceptable Use

You must not use Pandascrow Developer Services to:

• Violate any laws or regulations, including fraud, money laundering, or terrorist financing.
• Access or store User Data without explicit consent.
• Attempt to circumvent security or authentication controls.
• Distribute malware, spyware, or malicious code.
• Interfere with the operation or performance of Pandascrow services.
• Use the services to send unsolicited messages or spam.
• Resell or sublicense Developer Services without explicit Pandascrow approval.

4. Intellectual Property Rights

• Pandascrow retains all rights, title, and interest in its Developer Services, APIs, documentation, and trademarks.
• You retain ownership of your Application and any data you create.
• You grant Pandascrow a non-exclusive, worldwide, royalty-free license to use, copy, and display your Application for the purpose of operating and improving the Pandascrow platform.

5. API Keys and Credentials

• API keys and credentials issued to Developers must be kept confidential and must not be shared or published publicly.
• You must promptly report any suspected compromise of your API credentials to Pandascrow.
• Pandascrow reserves the right to revoke or suspend API keys at its discretion.

6. Privacy and Data Protection

• You must comply with all applicable data protection laws including GDPR, CCPA, and Nigeria Data Protection Regulation (NDPR).
• Your Application must only collect, store, or process User Data that is strictly necessary to provide the intended functionality.
• You must implement appropriate technical and organizational measures to safeguard User Data.

7. Support and Maintenance

• Pandascrow provides documentation and developer support channels but does not guarantee uptime or support for third-party Applications.
• Developers are responsible for maintaining their Applications, including updates and bug fixes.

8. Termination and Suspension

• Pandascrow may suspend or terminate your access to Developer Services immediately if you violate this Developer Policy or engage in harmful or illegal activity.
• Upon termination, you must cease use of all Developer Services and delete any confidential materials provided by Pandascrow.

9. Disclaimer and Limitation of Liability

• Developer Services are provided “as is” without warranties of any kind.
• Pandascrow is not liable for any damages arising from the use or inability to use Developer Services or your Application.

10. Changes to this Developer Policy

Pandascrow may update this Developer Policy from time to time. We will notify you of material changes by posting the updated policy on our website or via developer communications. Continued use of Developer Services after changes signifies your acceptance of the updated policy.

11. Contact

If you have any questions or concerns about this Developer Policy, please contact us:

• Email: support@pandascrow.io
• Support Portal: https://pandascrow.io/contact
• Phone: +234 802 132 5996

Thank you for building with Pandascrow!

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